Services

Residential Mortgages

Hundreds of satisfied homeowners know their best mortgage option was sourced by our team.

PURCHASE

When you buy a home, you’re making an investment that can help secure you and your family’s financial security, and reinforce your credit strength. Having a strong plan for making such a large commitment and long-term investment is a necessity. Here’s where you need the expertise of a trusted Mortgage Broker at Matrixx Financial. We can help you obtain the lowest interest rate and best mortgage terms available.

REFINANCE

Refinancing to consolidate is a smart way of compacting your debts. By combining your existing mortgage, credit card payments, car loan, and other debts into a single low rate and payment, you’ll pay your debts off sooner. Increasing your monthly income flow, while reducing your interest costs, will allow you to build savings, pay off your home, and get out of debt fast.

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Construction Mortgages

Single Family

SINGLE FAMILY NEW CONSTRUCTION FINANCING OPTIONS TYPICALLY FALL INTO 3 CATEGORIES.

 

1. Self-Build Home

Self-Build Home is when you act as your own contractor; hiring subcontractors to complete the work. Your mortgage options are: Progress Draw Mortgage, Completion Mortgage

2. Self-Build: Builder/Contractor (turn key)

Self-Build: Builder/Contractor is sometimes referred to as Turn Key. This is when you enter into an agreement with a contractor to build your home. Typically, the builder will request Financing Draws. Your mortgage options are: Progress Draw Mortgage, Completion Mortgage. It’s important to choose a contractor that is reputable with a solid track record (resume) of previous projects.

3. Buying from a Builder (take out):

Mortgages on newly constructed homes, town homes, condominiums. Client requires funds when the home is 100% complete (will require the final occupancy permit in place). We have a wide variety of mortgage products on our “shelf” that you can choose best suited to your own unique situation.

Commercial Mortgages

Financing your commercial property

Growing your business is an exciting opportunity. As local business people, we at Matrixx Financial understand the importance of supporting our local economy.

So, whether you want to buy your first auto body shop, build a shopping plaza, or add a new shipping centre to your growing business, we’re here to help you find the mortgage solution custom tailored to your business.

At Matrixx Financial, we can shop your commercial mortgage to many major lenders that Canadian businesses have trusted for generations. What’s more, we have access to mortgage specialist-only lenders, which could provide added choice and flexibility with your financing needs.

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Private Mortgages

Private mortgages and you.

Having problems securing a mortgage? You’re not alone. There are many reasons why someone may fall outside of the borrowing guidelines of institutional lenders.

Whether you have less than perfect credit, a reduced income, or a life event that has impacted your current financial situation, a private mortgage may be an option for you.

We’ll sit down with you and discuss your current situation, and we’ll look into financing options that may be suited to your needs.